RTIR SPECIAL ISSUE: Money Matters

The filing deadline may have just passed, but your audience is still thinking about money. What did they miss? What did they pay that they didn't have to? Our experts unpack the hidden wealth drains most people never catch, the Medicare mistakes that cost retirees thousands, and the counterintuitive ways that earning more can quietly increase financial pressure. These aren't tip-and-trick segments. They're the kind of conversations that make listeners call in, screenshot their podcast app, and come back next week.

01. 7 Everyday Habits That Quietly Drain Your Wealth
02. Why a Bigger Paycheck Can Make Financial Anxiety Worse
03. The Costly Medicare Mistake Millions Make & How to Avoid It
04. Does Your Boss Pay Less Taxes Than You? Why the System Favors Owners Over Employees
05. $100 Billion a Year: What Crime Is Really Costing Taxpayers—and What Actually Works
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1. ==> 7 Everyday Habits That Quietly Drain Your Wealth

Most people believe financial setbacks come from big mistakes, but wealth expert Monique Gagné says it’s the small, repeated habits that quietly do the most damage. From impulsive spending to overlooked fees and mindset patterns around money, these behaviors often go unnoticed until they’ve already eroded financial stability. On your show, she’ll break down the seven most common habits that drain wealth over time as well as how simple, intentional changes can create immediate improvement. This isn’t about extreme budgeting or cutting out everything you enjoy. It’s about awareness, better daily decisions, and building habits that support long-term financial health. With inflation, rising costs, and ongoing uncertainty, this relatable and practical segment helps audiences take back control of their money in ways that feel manageable and sustainable. Contact Monique Gagné at (343) 644-3121; mgagne@rtirguests.com

2. ==> Why a Bigger Paycheck Can Make Financial Anxiety Worse

Most financial guests talk about how to make more money. Darius Ross talks about why making more money can make things harder, and why that's something your audience may already be living but has never heard named out loud. Drawing from his own journey out of homelessness to business ownership, Ross explains how a "survival mindset" doesn't disappear when the money arrives. Fear of loss, the pressure to sustain success, and the weight of responsibility can quietly hijack decision-making and drive anxiety even at six figures. On your show, he'll unpack how past financial trauma shapes behavior long after circumstances improve — and what it actually takes to build peace of mind, not just a bigger bank account. This isn't a budgeting conversation. It's a psychology-of-money conversation, with a guest who lived it before he learned to explain it. Contact Darius Ross at (347) 801-7956; dross@rtirguests.com

3. ==> The Costly Medicare Mistake Millions Make & How to Avoid It

Medicare decisions can have long-term financial consequences, yet many people don’t realize they’ve made a mistake until it’s too late to fix it. Medicare expert Toni King says one wrong enrollment decision can lead to higher premiums, coverage gaps, or penalties that follow people for years. On your show, she’ll explain the most common (and costly) Medicare mistakes, why so many people misunderstand their options, and what listeners can do now to avoid unnecessary expenses. She’ll also clarify confusing rules around enrollment timing, supplemental coverage, and plan selection—areas where even well-informed consumers get tripped up. With healthcare costs continuing to rise, this is a highly relevant, consumer-focused conversation that can help your audience make smarter choices and protect their financial future. Contact Toni King at (281) 677-3736; tking@rtirguests.com

4. ==> Does Your Boss Pay Less Taxes Than You? Why the System Favors Owners Over Employees

The returns are filed, but the frustration lingers. If your audience is wondering why they owed so much (or got so little back), franchise consultant and “Wall Street Journal” bestselling author Greg Mohr has a pointed answer: the tax system isn't designed equally for everyone. W-2 earners typically have far fewer options to reduce taxable income than business owners do, and most people never realize it until after they've already paid. On your show, Greg will explain how business ownership changes the tax equation, why more professionals are reconsidering how they earn, and what the rules of the game actually look like for those who know how to play them. He'll also cut through common misconceptions about franchising, including who it's right for and who should steer clear. With tax pressure still fresh and economic uncertainty ongoing, this is the conversation your audience didn't know they needed. Contact Greg Mohr at (361) 204-5470; gmohr@rtirguests.com


5. ==> $100 Billion a Year: What Crime Is Really Costing Taxpayers—and What Actually Works

Crime isn’t just a public safety issue—it’s a major financial burden. In fact, it costs U.S. taxpayers an estimated $100 billion every year. Crime prevention consultant Stephanie Mann says most strategies focus on reacting after crimes occur rather than addressing the conditions that allow them to grow. Drawing from more than 40 years of experience, she explains why traditional enforcement-heavy approaches often fail to reduce long-term costs and what’s working instead. On your show, she’ll reveal how community-based strategies reduce crime, lower taxpayer expenses, and create safer neighborhoods without increasing budgets. She also explains why trust, local engagement, and prevention are more cost-effective than punishment alone. This is a practical, solutions-driven conversation that reframes crime as an economic issue and gives audiences a new way to think about where their tax dollars go. Contact Stephanie Mann at (925) 438-0716; smann@rtirguests.com