Medicare fraud is a $100 billion problem, and now AI voice clones and “free benefit” offers are making it worse. With open enrollment approaching (Oct. 15 to Dec. 7), millions are vulnerable to card theft, phantom billing and even being enrolled in hospice without consent. Medicare expert Toni King, author of “Medicare Survival Guide Advanced Edition”, helps Americans navigate Medicare’s maze so they avoid costly mistakes and lifelong penalties. She breaks down today’s most common scams (robocalls, door-to-door “screenings,” surprise plan switches), the red flags most people miss and the exact steps to take if you think you’ve been targeted. Whether you’re turning 65, leaving employer coverage or helping a parent, her message is right on time before open enrollment. For interviews, contact Toni King at (281) 677-3736 or tking@rtirguests.com