These are difficult financial times for many. The pandemic has led to reduced work hours for some; has put many people out of work; and has led to a sense of financial angst. With the holiday season bearing down on us, Patricia Davis can talk about ways to avoid excessive holiday spending while still being generous. Filled to the brim with creative ideas, Davis will encourage listeners to substitute material gifts for gifts of their time such as running errands for friends, neighbors and family members and, where appropriate, re-gifting new unused items to others who will get more use from them. She’ll also share ways to raise cash that can be used for gifts by selling your opinions and selling items you no longer use or want on sites like Poshmark. The author of “Going Broke Is No Joke!,” Davis is an experienced guest with a B.S. from Howard University, an MBA from Stanford, an M.S. in personal financial planning from Golden Gate University, and a Diploma of Graduation from Georgetown University’s Stonier Graduate School of Banking and Finance. Contact Patricia Davis at (301) 517-6304; pdavis@rtirguests.com
