Consumer Advice -

Are You Addicted to Caffeine—and Don’t Even Know It?

More than two-thirds of American adults, and increasingly children and teenagers, consume caffeine every day, yet few consider it an addiction. Health researcher and author Norbert Heuser says caffeine isn’t just in coffee. It’s in soda, energy drinks, green, black, and white teas, and even an increasing number of snacks. And, it’s quietly shaping our brains, moods, sleep, and long-term health.

Drawing on more than 45 years of research and insights from his book Coffee Addiction & Caffeinism, Norbert challenges the belief that caffeine is harmless. He explores how everyday use may contribute to anxiety, chronic fatigue, sleep disorders, fertility issues, reduced gray brain matter, cognitive decline, and even harm to the unborn, while also explaining why most people never question its impact.

On your show, Norbert reveals what science is starting to show, why caffeine dependence has become socially acceptable, how to recognize addiction, and practical ways to reduce its hidden effects—without sacrificing energy or performance. He also shares great-tasting, caffeine-free alternatives to coffee.

SAMPLE QUESTIONS

Is caffeine more addictive than we think?
What happens when you try to quit?
How do you define addiction?

CONTACT: Norbert Heuser at (727) 261-2313; nheuser@rtirguests.com

Urgent Warning for Americans with Medicare

Big changes are coming toMedicare Advantage and Medicare Part Dprescription drug plans and more than 69 million Americans could be affected. This is a timely story your audience needs to hear now, during Medicare’s Open Enrollment period, October 15 through December 7^th. Invite Medicare expert Toni King, author of “Medicare Survival Guide Advanced Edition,” to discuss new changes that take effect January 1st, when Inflation Reduction Act subsidies are set to expire. King will explain the changes involving 10 popular high-cost, brand-name drugs and why millions of Medicare enrollees need to review their plans now to make sure their prescriptions will still be covered. Many plans are increasing premiums and adjusting which medications they cover and King says some enrollees are already seeing premium notices and dropped drugs for 2026. Ask her: “How can one small oversight erase your drug coverage overnight?” Which 2026 changes will hit enrollees’ wallets the hardest?” Contact Toni King at (281) 677-3736; tking@rtirguests.com

How to Protect Yourself (or Your Parents) from Medicare Scams and Fraud

Medicare fraud is a $100 billion problem, and now AI voice clones and “free benefit” offers are making it worse. With open enrollment approaching (Oct. 15 to Dec. 7), millions are vulnerable to card theft, phantom billing and even being enrolled in hospice without consent. Medicare expert Toni King, author of “Medicare Survival Guide Advanced Edition”, helps Americans navigate Medicare’s maze so they avoid costly mistakes and lifelong penalties. She breaks down today’s most common scams (robocalls, door-to-door “screenings,” surprise plan switches), the red flags most people miss and the exact steps to take if you think you’ve been targeted. Whether you’re turning 65, leaving employer coverage or helping a parent, her message is right on time before open enrollment. For interviews, contact Toni King at (281) 677-3736 or tking@rtirguests.com

How to Spot—and Stop—the Silent Thieves in Your Budget

Do you ever look at your bank statements and wonder: Where did it all go? Financial coach and author Monique Gagné says most people don’t need to make more money—they need to stop letting it slip away. In her eye-opening book, “Who Took My Money?” Gagné exposes the invisible habits and hidden expenses quietly draining your bank account. From “ghost subscriptions” to emotionally triggered spending, she helps audiences get real about where their money’s going—and how to redirect it toward joy, security, and financial freedom. Her candid, relatable approach makes financial literacy feel less like a lecture and more like an overdue heart-to-heart. Perfect for shows tackling debt, smart spending, or financial stress in daily life. Ask her: What are some of the most common “silent thieves” hiding in people’s budgets? Why do many people resist budgeting—even when they’re drowning in stress over money? Contact Monique Gagné at (602) 704-5499; mgagne@rtirguests.com

It’s Wedding Season: Financial Advice for Newlyweds

It’s wedding season and millions of couples are tying the knot and sharing their lives—and finances. From how to divvy up the bills to the best way to clean up debt, Monique Gagne has great advice for newly married and about-to-be-betrothed couples. Invite “the Money Mom,” to share her top money tips to better manage your finances as a young person in today’s unpredictable economy. Her common sense advice is a must in a culture that encourages us to buy now and pay later. She’ll debunk common money myths and invite your audience to rethink their financial strategy with proven, transformative advice. Learn how to understand your spending habits and smart techniques to break free from debt, including how to embrace a 30-day plan. With a rich IT and fashion design background, and over two decades as a mortgage agent and financial coach, Monique has empowered thousands to reclaim their economic freedom. She is the author and creator of “The Power of Financial Happiness,” and the bestseller, “Who Took My Money?” Contact her at (343) 644-3121; mgagne@rtirguests.com

How to Make a Plan to Care for Your Aging Parents

Let’s say you’re preparing for a performance review at work, need to attend your kid’s soccer game later this afternoon, and the phone rings: your mom has just fallen in the shower, or your dad’s had a stroke. Would you know what to do, which questions to ask, and who to call? Certified Senior Advisor® and Certified Aging-In-Place Specialist® Debbie C. Millerhas all the answers. The author of “Doing the Right Thing: Simple Solutions, Essential Tips, & Helpful Resources for Assisting Aging Loved Ones,” Miller brings over 30 years of experience guiding families through the emotional and logistical maze of senior care, providing a step-by-step approach to making confident decisions. Ask her: What are some pervasive myths about elder care? What are the biggest mistakes families make when trying to care for aging loved ones? Contact Debbie Miller at (703) 844-4074; dmiller@rtirguests.com

Size-Inclusive Designer: How to Look Chic at Any Size

For a fun show on looking and feeling your best no matter what your size, invite Gayla Bently to amp up the energy and wow your audience. Bentley is a pioneer in size-inclusive fashion who shares tips to elevate style—no matter the size or budget. With years of fashion experience in Paris and at Saks Fifth Avenue, Gayla blends timeless elegance with practicality. From poorly fitting undergarments to cookie-cutter trends, she’ll show listeners how to refine their look with what they already own. Gayla’s wit and wisdom will leave audiences laughing, learning and feeling confident. Gayla Bentley is the author of “Fashion’s Stepsister: A Journey to Style!” Contact her at (936) 261-7713; gbentley@rtirguests.com

Save Your Family History Before Disaster Strikes

Countless California families have lost not only their homes, but also irreplaceable memories. These heart-wrenching losses should remind us all: Don’t wait for disaster to strike to protect your family’s legacy. Archivist Rhonda Chadwick, author of “Secrets from the Stacks,” offers essential advice on safeguarding photographs, documents, textiles and more. She’ll share simple, steps to create a lasting family archive—perfect for anyone wanting to disaster-proof their cherished memories. With natural disasters on the rise, Rhonda’s guidance is timelier than ever. She’ll reveal the most common mistakes people make when preserving family heirlooms, how families can safeguard their keepsakes from natural disasters and why digitizing family memories is so crucial today. Contact Rhonda Chadwick at (401) 227-3306; rchadwick@rtirguests.com

Want to Help Fire Victims? How to Choose the Right Charity



Many people are quick to donate to charitable causes, especially during disasters like the California wildfires.  But according to author and nonprofit expert Michele Whetzel, “It’s better to think with your head as opposed to your heart before turning over your hard-earned cash. Do your research first!” She’ll share what to look for in truly worthy charities and red flags to watch out for. And for those who want to do more than make a donation, she’ll share tips for starting your own nonprofit. Michele is a veteran of the nonprofit arena, founder of Your 501 Guide consulting, and author of the book, “So, You Want to Start a Nonprofit, Now What?” Contact her at (302) 407-0513; Mwhetzel@rtirguests.com

Smart Money Tips for 2025

What will the new year bring for your finances and how can you make smart money choices in 2025? Invite Monique Gagné, “the Money Mom,” to share her top money tips to better manage your finances in today’s unpredictable economy. Her common sense advice is a must in a culture that encourages us to buy now and pay later. She’ll debunk common money myths and invite your audience to rethink their financial strategy with proven, transformative advice. Learn how to understand your spending habits and smart techniques to break free from debt, including how to embrace a 30-day plan. With a rich IT and fashion design background, and over two decades as a mortgage agent and financial coach, Monique has empowered thousands to reclaim their economic freedom. She is the author and creator of “The Power of Financial Happiness,” and the bestseller, “Who Took My Money?” Contact her at (343) 644-3121; mgagne@rtirguests.com