11/13/2025 RTIR Newsletter: More Tax Breaks for the Wealthy, Toxic Relativies and a Guide to Swipe Smarter

01. The Trump Administration Is Giving More Tax Breaks to Wealthy
02. 60% of Americans Are Living Paycheck-to-Paycheck
03. Chatbot Jesus? Artificial Intelligence and Faith
04. First Signs of Menopause Every Woman Should Know
05. From Boozy Bruce to Flatulent Floyd: A Guide to Swiping Smarter
06. 2026 Medicare Changes You Need to Know Now
07. Holiday Triggers? How to Set Boundaries with Toxic Family Members
08. The Pursuit of “Great Again” Is Changing Faith and America
09. Don’t Wait for a Crisis: How to Prepare for Elder Care
10. This Broadway Producer and Radio Host Helped Launch Andy Kaufman’s Career
11. The Women Who Made Work-From-Home Mainstream
12. Are Body Piercings Putting People’s Health at Risk?
13. “Psychedelics Changed My Life”—Therapist Shares the Healing Power of Plants
14. Could This Engineer’s Invention End School Shooting Deaths?
15. The Daily Email That Made the World Laugh for 30 Years


1. ==> The Trump Administration Is Giving More Tax Breaks to Wealthy

With virtually no public scrutiny, the Trump administration is issuing rules that provide hundreds of billions of dollars in tax relief to big companies and the ultrarich through a series of new notices and proposed regulations. But experts say the moves undermine current laws. “Treasury has clearly been enacting unlegislated tax cuts,” says Kyle Pomerleau, a tax economist at the American Enterprise Institute, a right-leaning think tank. “Congress determines tax law. Treasury undermines this constitutional principle when it asserts more authority over the structure of the tax code than Congress provides it.” The administration is gutting a 2022 law intended to ensure that a sliver of the country’s most profitable corporations pay at least some federal income tax. But that’s not the only target. Last month, the Treasury and I.R.S. granted new tax relief to foreign investors in U.S. real estate and in August, they withdrew regulations to prevent multinationals from avoiding taxes by claiming duplicate losses in multiple countries at once. Kyle Pomerleau is a senior fellow at the American Enterprise Institute, where he studies federal tax policy. He is frequently quoted in major media outlets including “The New York Times,” “The Wall Street Journal,” and “The Washington Post.” He has also testified before Congress and state legislators. Contact Hannah Bowen at (202) 570-6533; Hannah.Bowen@AEI.org

2. ==> 60% of Americans Are Living Paycheck-to-Paycheck

A recent 2025 analysis based on LendingClub and PYMNTS data reveals a sobering reality: 62% of Americans now live paycheck to paycheck—including 44% of those earning more than $100,000 a year! The findings underscore how rising housing costs, persistent inflation, and record consumer debt have created financial strain across every income level. Invite Terence Bradford, a financial educator to share smart money habits and long-term income strategies. Ask him: What are the first three steps to breaking the paycheck-to-paycheck cycle in 2025’s high-cost economy? Many Americans are losing hope in their financial future. What message do you give people to reignite confidence and control? You’ve said money isn’t just math, it’s mindset. How do you help people make that shift? Bradford created the groundbreaking television series “A Check For Life.” The show merges entertainment, education, and empowerment to help families build lifetime income streams and achieve financial freedom. Contact Ryan McCormick at Ryan@goldmanmccormick.com

3. ==> Chatbot Jesus? Artificial Intelligence and Faith

Churches across the country are having a digital awakening as pastors embrace Artificial Intelligence (AI) to help them create sermons and interact with their congregations. But while they may embrace the assistance and the ability to be more current, moral and ethical challenges are being raised, just like in every area grappling with the new technology. AI and Faith is a nonprofit focused on engaging religions with AI. Mark Graves, research fellow and director at the organization can discuss how AI is being used by faith leaders including the development of apps that answer questions and provide real-time conversations with religious chat-bots. Ask him: How do theologians view AI? How do you think religious leaders can help in the development and use of AI technology in contemporary society? In what ways can AI help humanity? Mark Graves is also a research associate professor of psychology at Fuller Theological Seminary. He has developed AI and data solutions in the biotech, pharmaceutical, and healthcare industries. Contact him at mgraves@usfca.edu or programs@aiandfaith.org

4. ==> First Signs of Menopause Every Woman Should Know

Physician and hormone expert Dr. Janette Gray is sounding the alarm on what she calls a silent epidemic: millions of women suffering needlessly from hormone imbalance because the early signs of menopause go unrecognized or untreated. “Millions are either undertreated or not treated at all, suffering needlessly from fatigue, weight gain, poor sleep, loss of sexual function and an overall poor sense of vitality. What makes this lack of treatment even more dangerous is that untreated hormone deficiency can cause heart attacks and even dementia,” she says. The author of “The Truth about Sex Hormones” will share the ten signs of menopause every woman should know, how to talk to your doctor about the changes happening in your body and the latest treatment options for menopause issues. Dr. Janette Gray is an internal medicine physician and recognized pioneer in integrative medicine and bioidentical hormone replacement therapy. She is the founder and medical director of Perfect Balance Health in San Diego. Contact Marisa Vallbona at (619) 708-7990; marisa@cimincorporated.com

5. ==> From Boozy Bruce to Flatulent Floyd: A Guide to Swiping Smarter

Forget Prince Charming. Most women are just hoping to dodge Catfish Calvin and Gym-Rat Jake. With the digital dating pool more like a murky puddle of red flags, humorist Nancy Lee Gulbrandsen offers a refreshingly funny, no-nonsense guide to help women spot red flags before they become regrets. The author of “Swipe Left: The Savvy Woman’s Guide to Decoding Men’s Dating Profiles” offers a field guide to over 100 profile archetypes — from Friendzone Fred to Clingy Clint, Distant Dylan to Boring Bob. She’ll expose the telltale signs hidden in language, photos and self-descriptions that reveal a man’s true intentions long before the first date disaster. “It’s not about finding ‘the one,’” Gulbrandsen adds. “It’s about learning not to waste time on the wrong ones. Your time is valuable, your instincts are correct, and you deserve better than someone whose main photo is him holding a fish.” Contact Helen Cook at (903) 654-0938; hcook@ascotmediagroup.com

6. ==> 2026 Medicare Changes You Need to Know Now

Big changes are coming to Medicare Advantage and Medicare Part D prescription drug plans and more than 69 million Americans could be affected. This is a timely story your listeners need to hear now, during Medicare’s Open Enrollment period, which runs through December 7th. Invite Medicare expert Toni King, author of “Medicare Survival Guide Advanced Edition,” to discuss new changes set to take effect January 1st. King will help your audience understand how these updates will affect their coverage and annual out-of-pocket costs in 2026. She’ll also explain how Medicare directly negotiated lower prices for 10 high-cost drugs, transforming Part D and contributing to rising premiums for many enrollees. Ask her: “How can one small oversight erase your drug coverage overnight?” Which 2026 changes will hit enrollees’ wallets the hardest?” Contact Toni King at (281) 677-3736; tking@rtirguests.com

7. ==> Holiday Triggers? How to Set Boundaries with Toxic Family Members

The holidays are sold as a time for joy, but for many, they bring stress, guilt, and painful reminders of broken relationships. Sabrina Ciceri, author of “If It’s Not One Thing, It’s a Mother,” knows that hurt runs deepest when it comes from family. At just 13, her mother ran off with her boyfriend. Sabrina’s journey of healing, forgiveness, and breaking the cycle of generational trauma is a powerful example of what’s possible. A mother of six, grandmother of five, and former nurse turned health advocate, she shares with audiences how to set boundaries, protect your peace, and start the holiday season emotionally lighter. Ask her: How can people protect themselves emotionally during holiday gatherings? What’s the best way to set a boundary with a toxic parent? Contact Sabrina Ciceri at (352) 308 1596; Sciceri@rtirguests.com

8. ==> The Pursuit of “Great Again” Is Changing Faith and America

What does it really mean to be “great again”? And why is that phrase influencing everything from our politics to our pews? Rick Patterson, author of “The Matthew Challenge,” says the obsession with “greatness” has become a moral blind spot in American life. In his new book, the former evangelical preacher and adoptive father of four Black children, explores how this mindset has crept into churches, shaping alliances and behaviors that contradict the very faith they claim to uphold. With master’s and doctoral degrees in ministry and decades of experience in evangelical circles, Rick brings a powerful insider perspective to today’s spiritual and cultural divide. He makes the psychology behind it all practical and accessible, helping audiences understand how the need to feel “great” often strips us of the humility and compassion that make us human. Contact Rick Patterson at (517) 300-2706; rpatterson@rtirguests.com

9. ==> Don’t Wait for a Crisis: How to Prepare for Elder Care

Debbie Miller, Certified Senior Advisor® and Certified Aging-in-Place Specialist®, knows that when a loved one suddenly needs care, families often find themselves unprepared—and overwhelmed. As author of “Doing the Right Thing: Simple Solutions, Essential Tips, & Helpful Resources for Assisting Aging Loved Ones,” Miller offers clear, compassionate guidance to help families plan before crisis strikes. Drawing on over 30 years of experience, she reveals practical steps for avoiding costly mistakes, improving communication, and making confident decisions under pressure. Whether you’re helping parents stay safely at home or navigating long-term care options, Miller’s advice can spare families from confusion and conflict—and provide peace of mind when it matters most. Ask her: What are the most common mis¬takes families make when caring for aging parents? How can adult children prepare before a parent’s health crisis happens? Contact Debbie Miller at (703) 844-4074; dmiller@rtirguests.com

10. ==> This Broadway Producer and Radio Host Helped Launch Andy Kaufman’s Career

Al Parinello knows success doesn’t follow the rules—it rewrites them. A media entrepreneur, Broadway producer, and former radio host, Parinello has interviewed more than 3,000 of the world’s most successful people, from Jerry Lewis to Donald Trump. He produced Andy Kaufman’s first college comedy act and later coached Jim Carrey for “Man on the Moon.” Now, in his book “Uncommon Success—How to Accomplish the Impossible on a Regular Basis!,” Parinello reveals the unconventional strategies behind extraordinary achievement. His seven-step system, honed through decades in show busi¬ness and entrepreneurship, shows how anyone can turn vision into reality. With a mix of insider stories, humor, and hard-won wisdom, Parinello helps audiences see that “impossible” is just another word for untried. Ask him: What did Andy Kaufman and Jim Carrey teach you about fearless creativity? What’s the biggest myth about success you want to debunk? Contact Al Parinello at (973) 390-9583; aparinello@rtirguests.com

11. ==> The Women Who Made Work-From-Home Mainstream

Long before Zoom meetings and side hustles, women were quietly building businesses from their kitchens, living rooms and basements, perfecting the work-from-home model long before it had a name. Motivational speaker and WIP Empowerment founder Roy Martin shines a light on these overlooked pioneers and connects their legacy to today’s thriving mompreneur movement. Roy will reveal why the term “Work From Home” is more than a post-pandemic trend, it’s a 120-year evolution led by women. He’ll share surprising historical examples (including how a divorced secretary helped Tupperware make its mark), explore the economic and cultural forces driving moms to entrepreneurship and explain how his WIP Empowerment initiative is helping modern women build passive income and flexible business success from home. Contact Roy Martin at (629) 265-0570; rmartin@rtirguests.com

12. ==> Are Body Piercings Putting People’s Health at Risk?

After “People” magazine recently reported on a woman’s cancer scare linked to a nipple piercing, more people are wondering how safe body piercings really are. Health researcher and author Norbert Heuser has spent over 45 years studying how modern habits like caffeine, cell phones, tattoos, and piercings affect our health in ways that medicine often misses. He highlights new research, such as a Swedish study that found tattoos may raise the risk of lymphatic cancer by 20%, as a reminder that “what’s trendy today could have long-term health costs.” On your show, Norbert can share what the science says, what mainstream experts might overlook, and practical steps people can take to stay safe. This topic works well for health and lifestyle programs, consumer awareness shows, and talk shows looking for timely segments that combine personal stories with surprising science. Norbert is a German health researcher, life coach, and author of “One Concept to Live For.” Contact Norbert Heuser at (727) 261-2313; nheuser@rtirguests.com

13. ==> “Psychedelics Changed My Life”—Therapist Shares the Healing Power of Plants

According to research presented at the Psychedelic Science 2025 conference in Denver, patients who had been diagnosed with major depressive disorder experienced a dramatic decrease in depression after just one dose of psilocybin (magic mushrooms). Author and psychotherapist Anjalia McGoldrick is living proof of the power of plant-based psychedelics. “I got pregnant at 13, was in an abusive relationship at 14, and escaped with my life at 16,” she says. “Although I became a successful psychotherapist, I still carried deep wounds. Psychedelics absolutely changed my life.” Anjalia is the author of the critically acclaimed memoir “The Child I Left Behind A Mother's Journey To Healing & Forgiveness.” Contact Anjalia McGoldrick at (540) 616-3200; amcgoldrick@rtirguests.com

14. ==> Could This Engineer’s Invention End School Shooting Deaths?

Engineer and inventor Leonard Fonarov believes he has created the technology that can finally stop school shooting deaths. A survivor of the World War II siege of Leningrad and a longtime Florida resident, Leonard was moved to act after the tragedy at Parkland, just miles from his home. His patented invention, the Leonardo ISV, is a bulletproof, rapid-response rescue vehicle designed to reach an active shooter inside a school in just 5–9 seconds—a speed that could mean the difference between life and death. “Unlike SWAT teams, which can take 20–40 minutes to arrive, the Leonardo ISV is on-site, patrolling hallways, ready to protect children and teachers instantly,” he says. He is the author of “I Will Stop School Shooting Forever.” Contact Leonard Foranov at llfonarov@rtirguests.com; (754) 289-4905

15. ==> The Daily Email That Made the World Laugh for 30 Years

Before TikTok, before memes, before “going viral,” there was W.G. “Bill” Williams—a FEMA spokesman-turned-humorist whose daily “Thought for the Day” emails made people around the world laugh for decades. What began as a creative way to get his sales team to read their messages grew into one of the internet’s longest-running humor traditions, inspiring a loyal following from Ohio to Australia. Now author of “20 Years of Internet Humor … and Other Interesting Things,” Williams shares his favorite stories, laugh-out-loud moments, and reflections on the healing power of humor in a serious world. Ask him: How did a daily office email become a worldwide humor phenomenon? Why does laughter matter now more than ever? Contact W.G. “Bill” Williams at (419) 534-0399; wgwilliams@rtirguests.com