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  • Need Cash? It Could Be Time to Sell Your Life Insurance

    Did you know that because of COVID-19 many life insurance carriers have been forced to dramatically raise their costs while lowering benefits? This affects everyone’s life insurance policies and makes one thing certain — every policy needs a review. “Life settlements, a way to sell an existing policy, are a smart financial option for many,” says David Kottler, the Life Insurance Doctor™. “Life settlements are something to be aware of, as 90% of policies lapse before maturity, which is a huge loss to consumers!” David can explain what you need to ask to figure out what your policy is worth. David is the author of “The Best-Kept Secret in Your Insurance Policy.” Contact David Kottler at (216) 532-1221; DKottler@rtirguests.com 

  • Gun Violence is On the Rise: How to Protect Yourself

    Gun violence is on the rise in cities across the country. How can we protect ourselves and loved ones from becoming unintended victims of the violence? What should you do if you find yourself in an active shooter situation? Explore the vital answers with personal protection specialist Allen Banks, developer of Active Shooter Prevention and Workplace Violence Prevention Training, plus special programs for schools and other locations. Ask him: How should people observe, react, find safety, shield others, or fight back during an active shooting incident? Which survival tips work best in different settings? Allen Banks is CEO of Proactive Protection Agency. Contact him at (661) 417-0786; abanks@rtirguests.com

  • Fibromyalgia Awareness — Interview this Expert

    Leah McCullough, affectionately known as The Fibro Lady, appreciates that she no longer deals with life-impacting pain, fatigue and depression. Now an international wellness speaker and author, she’s on a mission to help other pain sufferers cope, manage, and even recover from fibromyalgia. Invite this informative and vivacious speaker to discuss secrets to an upbeat mood, boundless energy, achieving a great night’s sleep, and also timely topics such as the coronavirus pandemic’s effects on chronic pain patients, as well as medical cannabis. Leah is the author of “Freedom from Fibromyalgia: 7 Steps to Complete Recovery and Eat to Energize.” Her free online program is “How to Reduce and Even Eliminate Fibromyalgia Pain.” Contact Leah at (859) 279-0413; LMcCullough@rtirguests.com

  • Why Everyone Is Getting on Your Nerves

    People’s differences can create stress at the best of times. Months into a pandemic and all that entails and, well, those stresses can explode. Leadership expert Marc A. Pitman can tell you why people act the way they do. Using an easy-to-understand system, he’ll provide insight into why your team, staff, or family may be harder to get along with right now. He’ll explain the different ways people react to stress and how to help you get through the pandemic and come out even stronger than before. His upcoming book, “The Surprising Gift of Doubt,” provides a framework for people to move past feeling like a fraud and manage teams more effectively. Contact Marc Pitman at (317) 751-1610; mpitman@rtirguests.com

  • How to Make Your Own Happy … During Pandemic Times

    It’s hard to remember a time when life was as hard as it is now for so many people. And being happy may seem to be taking a backseat to keeping your head above water. But happiness and mental health coach Elana Davidson says you can start your journey to happiness now even if you have tried hard and failed at it before. That pretty much describes Elana’s own journey despite decades of exploration and study in the fields of consciousness, psychology, personal development and kinesiology. For anyone who has wondered why other people are happier than they are or what is wrong with them, Elana can be the perfect balm. She’s the author of the book, “Finding Your Own Happy: The Soul-Searchers Guide to Peace and Happiness in Everyday Life,” published by Morgan James, which she is making available to your audience for free. ContactElana at (413) 225-4758; elanadavidson@rtirguests.com

  • Help Teens Navigate the New Normal

    School is back in session but for millions of teens, there are still no lunches with friends, after-school sports or clubs. Isolation caused by social distancing has been difficult for most of us. But according to Steven Hall, M.D., this has been especially hard on teens. “Interacting with their peers is very important to teenagers,” he says. “This is a normal stage of development. COVID-19 is interfering with that and may be creating some especially powerful feelings in teens.” Trained in traditional Western medicine, Dr. Steven combines alternative, integrative medicine into his practice to simultaneously treat patients’ bodies, minds and spirits. He can share simple yet powerful advice to help your teen get through these challenging times. He is the author of “The 7 Tools of Healing: Unlock Your Inner Wisdom and Live the Life Your Soul Desires.” Contact him at (425) 531-3684, shall@rtirguests.com

  • Eat this to Beat COVID-19 Stress

    As the U.S. continues to struggle with the effects of COVID-19, experts warn of a growing mental health crisis. Invite Uma Naidoo, M.D., a nutritional psychiatrist, to discuss how certain foods can help manage a broad range of emotional challenges, like anxiety, anger, depression and insomnia. Dr. Naidoo says, “When people have chronic stress, their gut microbiome gets out of whack and inflammation sets in. This leads to inflammation in their brain.” You’ll learn the connection between trans-fat, anger and aggression, why snacking on hummus before bed can help you fall asleep faster, and how spices like turmeric and pepper can help reduce inflammation and increase serotonin. Dr. Naidoo is director of the Nutritional & Lifestyle Psychiatry clinic at Boston’s Massachusetts General Hospital. She’s also a professional chef and serves on the faculty at Harvard Medical School. She’s the author of “This Is Your Brain on Food: An Indispensable Guide to the Surprising Foods that Fight Depression, Anxiety, PTSD, OCD, ADHD, and More.” Contact Lissa Warren at (617) 233-2853 (cell); lissawarrenpr@gmail.com

  • Make Positive Changes and Choices During Negative Times

    Remember when you used to dread rush-hour traffic, thought how sweet it would be to stay home instead of going to work, or dreamed about taking a sick day? Times have changed. Now many of us wish we didn’t have to stay at home and long to have more choices. But as former radio host and award-winning author Rico Racosky will tell you, we all have the power to change our life stories and form new habits even during the most trying times. Known as the New Story Guy, Rico can share his “Just 2 Choices” concept with your listeners. In addition to his work in radio, this upbeat guest is a keynote speaker and thought leader on overcoming personal and work-related obstacles. Ask about his free downloads for clear thinking. Contact Rico at (730) 572-1322; rracosky@rtirguests

  • What He Learned from 100 First Dates in One Year

    Every time you go on a date you learn something but imagine how much you could learn if you went on 100 first dates in just one year! That’s what author, speaker, and personal transformation expert Arnoux Goran did in his quest to learn what women really want and what makes relationships work. He can reveal what he discovered and the techniques to help you find your perfect match. Invite him to share what red flags to look for on a first date, what really impresses women, and how you can make sure you get a second date. Goran has developed a method to reprogram yourself that was studied by the University of California, Irvine, and proven to be 100% effective. His latest program is HowToAttractYourSoulmate.com. Goran has been featured on radio and television nationwide. Contact him at (878) 203-8231; AGoran@rtirguests.com

  • 4 Clever Ways to Make Extra Cash

    Millions of Americans have lost jobs or taken pay cuts since the pandemic began six months ago. With so many people unemployed and bills mounting up, people are anxious to hear about ways they can make money now and in the future. Patricia Davis, author of “Going Broke Is No Joke!,” wants to help with fresh ideas. She’ll talk to your listeners about ways to bring in extra bucks by doing things like selling their cellphone images, agreeing to test websites and products, selling unused gift cards, and selling their opinions to focus groups. Davis can also prepare your audience to spot scammers trying to tempt them with bogus job opportunities and offer tips on what household goods could be sold for needed cash without being missed. An experienced guest, Davis holds degrees from Howard University, Stanford, and Golden Gate University, and a Diploma of Graduation from Georgetown University’s Stonier Graduate School of Banking and Finance. Contact Patricia Davis at (301) 517-6304; pdavis@rtirguests.com