09/20/16 RTIR E-zine: Wells Fargo, Terrorism Attacks, National Debt

September 20, 2016

01. How to Save Lives in a Terrorist Attack
02. US/Russia Syrian Mess
03. Wells Fargo: Employees and Customers Blew Whistle
04. The U.S. Government Is Giving Away Internet Control
05. New Study: Your Dog Knows Exactly What You’re Saying
06. Doc on Trump & Clinton’s Health Concerns
07. Presidential Candidates – Personality Vs. Platform
08. Obamacare in Trouble – What Happens Next?
09. Trump/Clinton Silent on National Debt
10. What Type of Voter Are You?
11. Pain Awareness Month – What Really Works
12. Why Is Teen Suicide on the Rise?
13. Can You Thrive after a Terminal Diagnosis?
14. Have a Happier Wife and Life Post-Baby
15. Do You Have Phartophobia?
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1. ==> How to Save Lives in a Terrorist Attack

Violence and unrest dominates the news. People fear
being caught in a mass shooting or a terrorist attack
like this weekend’s bomb explosion in NY. But there are
ways people with no medical training can save lives
when the worst happens. Invite Dr. James Hubbard to
share his four T’s of Treatment in a mass casualty
situation: take cover, take action, triage and treat.
He’ll explain how to choose whom to help—and what to
do. Dr. James Hubbard, one of the nation’s foremost
survival medicine experts, publishes the No. 1 survival
medicine blog, TheSurvivalDoctor.com. His latest book
is “The Survival Doctor’s Complete Handbook: What to Do
When Help Is NOT on the Way” Contact him at (662)
638-3821; thesurvivaldoctor@gmail.com.

2. ==> US/Russia Syrian Mess

U.S.-led coalition air strikes reportedly killed dozens
of Syrian soldiers on Saturday, endangering a U.S.-
Russian brokered ceasefire and prompting an emergency
UN Security Council meeting as tensions between Moscow
and Washington escalated. The US says the attack was
accidental, but foreign correspondent Reese Erlich
says, “On Sunday, Secretary of State John Kerry
attacked the Assad regime for continuing its air
strikes and for not allowing delivery of relief
supplies to besieged cities — only briefly apologizing
for the U.S.-caused death and destruction. The tone of
the comments suggest the bombing raid was an
intentional effort to pressure Assad and the Russians.
Regardless of the intent, objectively the attacks are a
huge setback to the announced U.S.-Russian ceasefire
and proposed military cooperation against extremist
rebels.” Reese Erlich is the author of “Inside Syria:
The Backstory of Their Civil War and What the World Can
Expect.” Contact him at ReeseErlich2@hotmail.com;
@ReeseErlich

3. ==> Wells Fargo: Employees and Customers Blew
Whistle

The Senate Banking Committee is holding a hearing today
on aggressive sales tactics employed by Wells Fargo
employees that led to a $185-million settlement package
with federal and state regulators. Five senators
requested a committee investigation into the bank’s
pressure-cooker sales practices that pushed thousands
of Wells Fargo employees to open as many as 2 million
accounts that customers never asked for. Interview
William Black, a former bank regulator who led
investigations of the S & L loan crisis of the 80s.
He’ll explain how workers and Wells Fargo customers
blew the whistle on the company. “This is a place that
has absolutely refused to clean up its house and, by
the way, while it was firing over 5,000 of the
employees, the people who were being coerced and not
only encouraged but demanded and praised by Wells Fargo
managers to cheat. The person who was in charge of the
entire consumer banking division was allowed to retire.
Praised as the model of what a banker should be, by the
CEO and given millions of dollars with absolutely no
claw-back for the abuses.” Black is an associate
professor of economics and law at the University of
Missouri-Kansas City and the author of “The Best Way to
Rob a Bank is to Own One.” Contact him at
blackw@umkc.edu
4. ==> The U.S. Government Is Giving Away Internet
Control

At midnight on Sept. 30th, the federal government is
giving up internet stewardship to the Internet
Corporation for Assigned Names and Numbers (ICANN). The
internet will be governed by a “multi-stakeholder”
model, including businesses, individuals, and foreign
governments. According to internet expert Lee Romanov,
this means China or Russia could control what you
upload, and the information you search for. The big
questions are, why is President Obama giving up
internet control during this critical election period?
Why are so many Americans unaware of this, and not
allowed to weigh in on an issue that dramatically
impacts their lives? Romanov has run online businesses
since 1994 and reports, “I’ve never seen this level of
censorship online, except in China!” Romanov will
discuss who’s behind this effort leading to more online
censorship, how cable news networks are controlling the
information Americans get, what online news censorship
YouTube is doing, as well as what the Huffington Post
has done to delete news important to the upcoming
election. Romanov, the president of
IncomeActivator.com, pioneered the transparency of
insurance rates online and her previous internet
business was purchased by media giant Torstar. She’s
been featured on numerous media outlets, including CNN,
MSNBC, BBC, CBC, FOX, CTV, and radio stations
internationally. Contact her at (949) 877-0173,
Lee@IncomeActivator.com

5. ==> New Study: Your Dog Knows Exactly What You’re
Saying

Researchers in Hungary scanned the brains of dogs as
they were listening to their trainer speaking to
determine which parts of the brain they were using.
They found that dogs processed words with the left
hemisphere, while intonation was processed with the
right hemisphere – just like humans. Jeff Dorson isn’t
surprised. “We have always maintained that animals,
especially dogs, develop strong bonds with humans and
there are multiple levels of communication going on at
all times. It is no accident that people often tell us
that their dog or cat (and sometimes other animals) are
part of their family – and it is because we share so
many similarities between our emotional and
physiological make-ups. And we often rely on the
cognitive recognition behaviors (vocalizing, tail
wagging) to help us determine if a pet belongs to a
former owner, if they have been separated by a natural
disaster and lack proper identification.” Dorson is
executive director of the Humane Society of Louisiana.
Contact Ryan McCormick at (516) 901-1103

6. ==> Doc on Trump & Clinton’s Health Concerns

Hillary Clinton released her medical records after she
stumbled at a 9/11 event and revealed she was suffering
from pneumonia. Meanwhile, Donald Trump taped an
episode of Dr. Oz last week, giving few details of his
own health. Dr. Jim Roach can discuss what we do know
of the candidates’ health, and what he finds
concerning. He says, “Donald Trump is on a statin and
on aspirin. His father had Alzheimer’s disease. There
are substantial concerns about statins – lowering
cholesterol automatically lowers testosterone, which
poses risk by weakening organs and tissues; the brain
is 53% cholesterol, so lowering cholesterol may impair
the brain’s ability to grow (we have to grow branches
to remember what we ate for breakfast) and impair the
brain’s ability to repair.” And about Clinton, he says,
“Ms. Clinton is on Coumadin, Armour Thyroid, and has
allergies. Coumadin can cause artery calcification but
Ms. Clinton has a coronary calcium score of zero –
highly reassuring. Antihistamines can have some mild
but relevant effects.” Jim Roach, MD, has appeared on
numerous radio and TV programs. He’s a speaker,
consultant, educator, researcher, and widely sought
clinician with patients from across the country.
Contact Dr. Roach at (859) 846-4453 (office);
jproach@aol.com

7. ==> Presidential Candidates – Personality Vs.
Platform

In this election, the personalities of the candidates
have overshadowed their policies. Donald Trump’s
larger-than-life approach directly contrasts with
Hillary’s focus on initiatives. Invite Merrick
Rosenberg, an expert in personality styles, to shine a
light on why the candidates act the way they do and why
that resonates with some and repels others. Merrick’s
innovative approach uses birds to symbolize four
personality styles—eagles, parrots, doves and owls—to
make them more memorable and applicable. In this fun,
informative discussion you’ll learn which bird-style
each candidate embodies along with your own style and
the styles of your family, friends and coworkers.
Merrick says knowing someone’s personality style can
make interactions more meaningful and make a difference
in how you communicate in your relationships at home
and work. Merrick Rosenberg is the CEO of Take Flight
Learning and cofounder of Team Builders Plus. He’s also
the author of “The Chameleon: Life-Changing Wisdom for
Anyone Who has a Personality or Knows Someone Who
Does.” Contact him at (856) 807-0200, ext. 301;
mrosenberg@takeflightlearning.com

8. ==> Obamacare in Trouble – What Happens Next?

The Affordable Care Act—Obamacare— is in trouble. It’s
extended health insurance coverage to fewer people than
promised, in many parts of the country, insurers are
abandoning the market due to financial losses, and even
those covered face double digit premium increases and
deductibles that are hundreds of percent higher than
before. Supporters say the problems can be fixed but
critics insist that Obamacare is mortally wounded, and
should be euthanized. Invite Philip Romero and Randy
Miller to help your listeners make sense of the health
policy being debated this presidential election season.
You’ll hear how health costs have grown more than twice
as fast as incomes, why the health sector now consumes
almost one in five dollars in our economy, and the
blind spots that Democrats and Republicans each have
about health care. Romero is a finance professor and
former business dean at the University of Oregon, as
well as twice chief economist to the governor of
California. Randy Miller is an insurance and public
finance specialist. Their book “Health Financing
Without Deficits: Reform that Sidesteps Political
Gridlock” outlines a new way to finance health care.
Contact Romero at (503) 640-6206; promero@uoregon.edu
or Miller at (541) 510-2042; suigenerishirb@comcast.net

9. ==> Trump/Clinton Silent on National Debt

The U.S. economy is far more fragile than the media or
Washington want people to believe, asserts Robert
Baynes. In fact, he says, America is just one crisis
away from anarchy, martial law or a complete government
takeover. What is more, voting for the “right”
candidate will not solve the problem, Baynes notes;
neither candidate has proposed a good plan to deal with
our debt situation, and they may not get a chance to
even try, he emphasizes. An accomplished entrepreneur,
Baynes researched America’s economic and political
situation for more than four years, concluding that the
U.S. debt situation is completely unsustainable.
Perhaps more troubling, almost no one in Washington is
even trying to find a solution. Baynes will discuss how
safe the average family’s wealth is today and how
people can avoid being caught off guard. Robert Baynes
has been an entrepreneur for more than 30 years. He’s
appeared on numerous radio shows. His book is “The Day
the Dollar Died.” Contact him at (260) 273-6925;
robertvbaynes@gmail.com

10. ==> What Type of Voter Are You?

It’s clear the nation is at a crossroads. With less
than 100 days before the general election and the race
in a virtual dead heat, every vote matters. But Jill
Cody says not all voters are the same. “Some are
caustic and unwittingly hurt our democracy. Some are
too casual and their laziness damages our democracy. In
the 2016 presidential election, the Trump and Bernie-
or-Bust voters fit into the caustic voter category by
their angry, reactive, vindictive and unreasoning
conduct.” She adds, “With two very clear choices for
president, this election cycle demands that voters
research issues extensively on their own and be
courageous and concerned voters. Those who vote for
emotional and fear-based reasons could change this
country forever.” Jill Cody has spent the past 30 years
in public service working to inspire change in
politics, the environment, higher education and
organizational development. She was trained and
authorized by Vice President Al Gore to share his “An
Inconvenient Truth” presentation with schools and
community groups. Her book, “America Abandoned: The
Secret Velvet Coup That Cost Us Our Democracy,”
explores the myriad ways abandonment is unknowingly
permeating the lives of the American public and what
“We, the People” can do to reverse this course. Contact
her at codyassoc@me.com

11. ==> Pain Awareness Month – What Really Works

The U.S. spends over $300 billion annually for
treatment of chronic pain, yet we still have more than
100 million Americans who continue to suffer and $300
billion annually in lost productivity due to pain.
Chronic pain expert Cindy Perlin says the huge
expenditures for chronic pain treatment have been
misdirected and have even made the problem worse.
“Pharmaceuticals and surgery, the most common
treatments for pain, are the most expensive, dangerous
and ineffective treatments available. Most pain
patients would be better served by improved access to
safer, less costly interventions.” She’ll explain how
physical therapy, psychotherapy, chiropractic,
biofeedback and acupuncture, as well as massage,
nutritional and herbal interventions, exercise programs
and other natural approaches can get at the root causes
of pain without the dangerous side-effects and
addictive properties of drugs or the risks of surgery.
Cindy Perlin is a licensed clinical social worker,
certified biofeedback practitioner and chronic pain
survivor who has appeared on numerous radio and TV
programs. She’s the author of “The Truth About Chronic
Pain Treatments: The Best and Worst Strategies for
Becoming Pain Free.” Contact her at (518) 439-6431;
cperlin@nycap.rr.com.

12. ==> Why Is Teen Suicide on the Rise?

According to the CDC, one in five teenagers experience
suicidal thoughts; suicide is the third leading cause
of death for youths from 15 to 24. Why do so many young
people believe that no one would notice or care if they
were no longer there? Rocky Detwiler, who has developed
a program that is being used to prevent teenage
suicides, has the answers and empathy. Although not a
teenager, Detwiler has experienced and bounced back
from suicide-level depression. During September,
National Suicide Prevention Month, Detwiler will offer
advice to people concerned about teens who might be
considering suicide and tell inspiring stories of kids
who changed their mind. Among them is his close friend
Andrew, who decided not to kill himself after one of
his classmates said hello to him. The author of “The
Samson Effect,” Detwiler will share his three simple
steps for saving teenage lives. Reach him at (602)
384-3333; rockyd@samson.life

13. ==> Can You Thrive after a Terminal Diagnosis?

This year, half a million people will not survive their
cancer diagnoses. A few with end-stage disease will go
into radical remission. What makes the difference in
outcomes? Heidi Bright was diagnosed with a rare and
aggressive cancer in 2009 and was only expected to live
a few months. After two years of treatment she went
into radical remission. Invite Heidi to share practical
ways to turn the terror of a cancer diagnosis into
genuine hope with options; reduce the impact of
chemotherapy; shorten recovery time after surgery;
manage fear and anxiety; relieve stress; avoid scams;
and develop a genuine good attitude. A journalist,
Heidi is the author of several books including “Thriver
Soup: A Feast for Living Consciously During the Cancer
Journey.” Contact her at (513) 444-0190;
heidi@thriversoup.com

14. ==> Have a Happier Wife and Life Post-Baby

Having a new baby at home can be rough on dads too,
especially if their wives are moody, too tired for sex
and unhappy with how they look. Trying to reassure
their wives that they are still attractive, answering
such questions as “Does this dress make me look fat?”
while coping with less sleep can take a toll on
fathers. Physical therapist Marianne Ryan can help
couples adjust better and more quickly, providing
invaluable help for women who are troubled by their
flabby tummies, persistent back pain and other symptoms
making them feel off their game. In fact, she has a
plan that can help new (and not so new) mothers go from
flab to fab in twelve weeks. Her tips even work for
women who gave birth as many as a dozen years ago. Ryan
is a board certified orthopedic clinical specialist
with more than 30 years’ experience treating prenatal
and postpartum women. She’s taught at Columbia
University School of Nursing and appeared on dozens of
national TV and radio shows. She has also been featured
in Redbook, Fitness, USA Today, and the Wall Street
Journal. Ryan has developed the Baby Bod program which
consists of her book, “Baby Bod: Turn Flab into Fab in
12 Weeks” and coaching. Contact her at (212) 661-2933;
info@BabyBodBook.com

15. ==> Do You Have Phartophobia?

Although you may be embarrassed to admit it most of us
share a common phobia with an uncommon name;
Phartophobia is the fear of passing gas in a public
place. Did you know that in some cultures this fear
does not exist? While we may dread being the one to cut
the cheese in the U.S., as fears go it is one of the
more humorous and less problematic phobias but could
make a delightful stepping off point for a discussion
with Kalliope Barlis about common phobias and how they
can be eliminated. Barlis is a licensed NLP trainer and
doctor of acupuncture and the author of the new book
“Phobia Relief: Start Living the Life You Deserve Now.”
Reach her at (718) 751-5105; ask@buildingyourbest.com

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